What is POS (Point of Service Plan)? | LIFE-HEALTH-INSURANCE, PROPERTY-CASUALTY-INSURANCE Exam Prep
Dec 31, 2025
A POS (Point of Service) plan is a hybrid health insurance plan combining HMO and PPO features, requiring a primary care physician and referrals like an HMO but allowing out-of-network care at higher costs like a PPO.
š Learn more about POS (Point of Service Plan) and other key terms for your LIFE-HEALTH-INSURANCE, PROPERTY-CASUALTY-INSURANCE exam at Open Exam Prep.
šÆ This term appears on: LIFE-HEALTH-INSURANCE, PROPERTY-CASUALTY-INSURANCE
š Full glossary: https://www.open-exam-prep.com/glossary
š POS (Point of Service Plan) definition: https://www.open-exam-prep.com/glossary/pos-point-of-service-plan
š” Exam Tip: POS = hybrid of HMO + PPO. Requires PCP and referrals like HMO, but allows out-of-network care like PPO (at higher cost). Premiums typically fall between HMO and PPO.
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