Real Estate Exam [National] 91, Flood Zone and Wetlands Regulations Explained

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. This episode covers content for the National Real Estate Exam. In this episode you will learn: • How to identify Special Flood Hazard Areas (SFHAs) and the specific requirements for Zones A and V. • The mandatory insurance rules for properties with federally related mortgages in high-risk zones. • The definition of wetlands under Section 404 of the Clean Water Act and the role of the U.S. Army Corps of Engineers. • Why flood zone and wetland status are considered material facts that require mandatory disclosure. • Common exam traps regarding standard homeowners insurance coverage and federal vs. private insurance roles. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or Youtube Channel: https://www.youtube.com/@Open-exam-prep