FREE Life & Health Insurance Practice Questions 2026 - 400+ Questions!

Preparing for your Life and Health insurance license exam? Pass rates range from 50-70% - proper preparation is essential! This video covers the most tested topics and gives you FREE access to 400+ practice questions with detailed explanations. What you'll learn: 00:00 - Life Insurance Basics (30% of exam) 00:45 - The $50,000 Tax Rule You MUST Know 01:15 - Medicare (Heavily Tested!) 01:50 - Annuity Calculations 02:30 - Your Free 400+ Question Bank FREE Practice Questions: https://open-exam-prep.com/practice/life-health-national FREE Study Guide: https://open-exam-prep.com/exams/life-health FREE Blog Guide: https://open-exam-prep.com/blog/free-life-health-practice-questions-2026 Key Facts: - First $50,000 of employer group term life is tax-free - Medicare Part A days 61-90 = $419/day coinsurance (2025) - IUL floor protects against market losses (typically 0%) - Twisting = illegal policy replacement - Incontestability period = 2 years #lifeinsurance #healthinsurance #insuranceexam #insurancelicense #medicare #annuities #practicetest #2026