COBRA vs. ACA Marketplace 2026: Which Is Cheaper After a Layoff?

Losing your job? You have 60 days to choose between COBRA and an ACA Marketplace health plan. This guide explains the cost difference after the enhanced ACA subsidies expired in 2026. Learn when COBRA makes sense, when the Marketplace is cheaper, and how to choose the right coverage for your family. Read the full comparison and use our decision guide: https://open-exam-prep.com/blog/cobra-vs-aca-marketplace-health-insurance-2026 ⏱️ Timestamps: 0:00 - Introduction 0:05 - Scene 1 0:33 - Scene 2 1:03 - Scene 3 1:32 - Scene 4 2:01 - Scene 5 2:30 - Scene 6 2:58 - Next steps